Meet my friend….. Mr. Annuity. Before becoming a licensed agent and learning all the things, I would have been so intimidated of just even saying the word “annuity.” That’s a word for rich people! Right? Boy, was I wrong. I’m so grateful to have learned all about annuities and how they help families, especially those nearing retirement. Once I helped my first family with this service, I was hooked on helping families secure their future.
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Who Is Mr. Annuity?
An annuity is a financial product sold, usually by insurance companies, to people who wish to make sure that they have enough money to last them for the rest of their lives. In other words, it’s a way to make sure those investments or lump sums of money in your bank will last you the rest of your life without worrying about market loss. Win! Win!
Mr. Annuity Can Help Secure Your Future
Well, you’re nearing retirement, and you want to be able to relax, golf, crochet, or travel and don’t want to have to worry about watching the market each day concerned about big drops. You have been putting money back, and maybe your company has been matching your contribution, perhaps you just inherited a lump sum, perhaps you have been stashing cash in a box under your bed for decades. Any of these situations should prompt you to check into an annuity. You probably want a steady income for the rest of your life. Mr. Annuity is your new best friend!
Why Are Some People Afraid To Meet Mr. Annuity?
1. He seems intimidating
I thought so too, but we have the best consultants in the industry in our back pockets. We will explain how it all works, with no risk to you or your stash. THEN, you can decide if it’s the right move for you.
2. He’s probably too expensive, and there are probably too many fees
You don’t pay my team or me; instead, we get paid by the insurance carrier. You’ll be so excited to see the growth plan with this plan; you won’t even notice a fee along the way. Not paying the financial advisor fee saves you tons!
3. I’ll lose control of my money
Annuities are appealing because they can transform retirement savings into predictable income. Your nest egg is protected from downturns, and many plans have riders or provisions to allow some liquidity when you need it most.
4. I don’t need to meet Mr. Annuity until I’m ready to retire. I’m young!
Annuities are a great tool to use when planning for retirement. As a result, younger generations are considering these products as part of their overall portfolio. This is due to their offerings of growth and balance. It doesn’t hurt to ask and get a second opinion.
5. Mr. Annuity will keep me from taking advantage of strong market growth
Annuities are one tool among many to help you prepare for retirement, and the most robust portfolios include a diverse range of options. Annuities are designed to provide foundational savings so you can have an income source to pay for bucket list items or cover routine lifestyle costs, should your other investments take a hit from market swings.
The Right Path To Retirement
Here’s the thing, 75% of Americans are winging it when it comes to their finances, and 26% have a trusted financial advisor. I know it can seem intimidating, only for “people with money,” or simply time gets away from us. I get it. We can fill that void. No fees, free consultations, and have some of the top experts in the field to connect you to to make sure your retirement is full of golf, travel, crocheting, or whatever else you want it to be. Let’s make sure you are on the right path and help secure your future! Mr. Annuity can be your best friend too.
We’d love to meet with you for a quick call to see you’re on the right path. Contact us here.
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