Get The Best Life Insurance For You
Think you're too young, too healthy, or too busy to need life insurance? Think again!
No one knows when their time will come, and for those with dependents, the consequences of not having coverage can be disastrous. That's where our life insurance comes in.
- It's easy to get, so there's no excuse not to have it.
- As a broker with access to over 30 carriers - our rates are competitive.
- We offer a variety of plans to fit your needs.
Jamie Soucy-Nenaber, SN Agency Founder
Words From Our Clients
"I started quoting everywhere two months ago. The quotes I received on my own were RIDICULOUS! So, I contacted Jamie at SN Agency and the rest is history. I have never felt more secure if the inevitable were to happen. Talk about peace of mind. Jamie worked a magic that I would not have known even existed. So simple. So fast. So beyond reasonable and it's all done from the phone."
"I had 'applying for life insurance' on my to-do list since my daughter was born. That was 6 years and 9 months of getting pushed to the bottom of my priority list. But thanks to Jamie at SN Agency we are now insured! She made the process super fast, easy and fun. Yep. FUN."
We Make Life Insurance easy.
As licensed agents with Symmetry Financial Group, a nationally recognized organization, we offer life insurance solutions including mortgage protection, disability, retirement protection, term life, and more.
With access to over 30 of the top carriers, we can help you find personalized coverage to fit your budget.
Our Specialty
Index Universal Life
Offers tax-deferred cash accumulation for retirement while maintaining a death benefit.
Mortgage Protection
This homeowners insurance protects you if a health issue arises and you become disabled, or a job loss is lengthy.
Disability Insurance
A source of income if you are unable to work due to an accident or illness.
Questions Others Had Before Purchasing Life Insurance with SN Agency
Do I really need life insurance?
Life insurance is essential if you have dependents who rely on your income to maintain their standard of living. It provides financial security and peace of mind, ensuring your loved ones are protected in case something happens to you.
How much life insurance do I need?
The amount of life insurance you need depends on various factors, including your income, debts, future education costs for your children, and your family’s living expenses. It’s important to calculate these needs to ensure adequate coverage. We can review these numbers on our call.
What are the different types of life insurance?
The main types of life insurance are term life, whole life, and universal life insurance. Term life provides coverage for a specific period, whole life offers lifelong coverage with a savings component, and universal life combines flexible premiums with an investment component.
How much will the policy cost?
The cost of a life insurance policy varies based on factors such as your age, health, lifestyle, coverage amount, and type of policy. Premiums are generally lower when you’re younger and healthier.
What is the process to apply for life insurance?
Applying for life insurance typically involves filling out an application, undergoing a possible medical exam, and answering questions about your health and lifestyle. The carriers we use will use this information to assess your risk and determine your premium.
Can I adjust my coverage in the future?
Some life insurance policies offer flexibility to adjust your coverage as your needs change. For example, universal life insurance allows you to change the death benefit and premium payments.
Will my premiums increase over time?
With term life insurance, premiums are typically fixed for the duration of the term. For whole and universal life insurance, premiums may vary depending on the policy’s terms and performance of the investment component.
What happens if I miss a premium payment?
Missing a premium payment can result in policy lapse or termination. However, many policies have a grace period, allowing you to make the payment within a certain timeframe to keep the policy active.
Are there any exclusions or limitations in the policy?
Life insurance policies may have exclusions such as death by suicide within the first two years, or death due to risky activities. It’s crucial to read the policy details to understand any limitations.
How do I choose the best life insurance company?
When selecting a life insurance company, consider factors such as financial strength, customer service reputation, policy options, and the claims process. Research and compare different insurers to find the best fit for your needs. At SN Agency, we have access to over 30 carriers which means our rates are competitive and can find you the best policy.
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